Pension Counseling
Pension Issues
We assist clients with:
- Basic advice about pension laws and pension rights;
- Information about pension benefits for spouses or survivors;
- Finding pensions “lost” due to company mergers, relocation, or bankruptcy;
- Investigation of benefit denials and filing appeals;
- Rights of divorced persons, including Qualified Domestic Relations Orders; and
- Filing benefit claims.
We assist clients with:
- Basic advice about pension laws and pension rights;
- Information about pension benefits for spouses or survivors;
- Finding pensions “lost” due to company mergers, relocation, or bankruptcy;
- Investigation of benefit denials and filing appeals;
- Rights of divorced persons, including Qualified Domestic Relations Orders; and
- Filing benefit claims.
Our Partners
Our Pension Project
Our Pension Project is open Monday – Friday, 8AM – 4PM. To speak with an advocate, call 866.735.7737.
MAPRP Region
Elder Law of Michigan’s pension counseling program is the lead program in a regional counseling project, the Mid-America Pensions Rights Project. The Mid-America Pension Rights Project serves Indiana, Kentucky, Michigan, Ohio, Pennsylvania, and Tennessee. Please contact us if:
- You currently live or work in the state the project serves, or if you lived or worked in the state while earning the pension; or
- The company or pension plan is headquartered, or has operations now in the state, or if it had operations in the state when the pension was earned.
If you do not qualify for the MAPRP’s services, you can find the appropriate counseling project or agency that can assist you at the Pension Rights Center.
Other Resources
U.S. Department of Labor
AARP
Pension Rights Center
Social Security Administration
Retirement Calculator
This calculator provided by AARP determines if you are saving enough for retirement
NCOA’s Economic Checkup
EconomicCheckUp sponsored by the National Council on Aging. Assists clients with finances.
DISCLAIMER: The links above are presented for your information only. The Mid-America Pension Rights Project does not necessarily endorse or agree with everything the links may contain.
Pension Benefit Guaranty Corporation (PBGC)
The government entity that insures some employee pension plans.
The PBGC is a Federal agency that was created by the Employee Retirement Income Security Act of 1974 (ERISA) to protect pension benefits.
- The PBGC has over 280 Million in unclaimed pensions. Please check the PBGC’s website to see if you or a deceased family member has a benefit waiting to be claimed.
- The PBGC does not protect 401(k) plans. For 401(k) and benefit issues contact the Department of Labo
Pension Benefit Guaranty Corporation
1200 K. Street, NW Washington, DC 20005-4026 800.400.7242 | www.pbgc.gov
Roadmap to Retirement
The Roadmap to Retirement is a collection of links to publications from government agencies and nonprofit organizations that relate to private retirement plans. Because there are many fact sheets and booklets about retirement plan rules, we have provided those that we think will be most useful. As you will see, the Roadmap is divided into six sections reflecting the stages of typical working lives.
For further resources, follow these links on pensionrights.org.
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*Filling out and submitting this contact request form does not guarantee eligibility for our services, nor does it guarantee that legal assistance will be provided to you. Additionally, filling out this form does not create or establish an attorney-client relationship with Elder Law of Michigan or any of its staff members.